Case Study Essay Example | Topics and Well Written Essays - 500 words - 19

Case Study - Essay Example The changes to the completion were mainly from Amazon which entered the market for online auctions and the entry of other smaller players who cloned eBay’s business model. These in turn made eBay look towards more innovation and building brand loyalty among its consumers as well as providing remote customer support to its users. Q2) eBay took a series of steps to ensure that it responds to the competition by going after newer products and platforms. In its quest to remain the number one online auction site, eBay pioneered a set of changes in its business model. For instance, it adopted the paradigm of going global and acting local. What this meant was that eBay expanded into international markets and retained the local flavor in each of these markets by adopting practices that were commensurate with the market in which they operated. The business model that eBay implemented relied on trust, loyalty and building brands that saw its business grow in size. To respond to the competition, eBay also introduced a wide range of products as well as invested in computing infrastructure that was needed for its aggressive forays into newer ranges of products and services. There were changes to the trading platform as well that were introduced by eBay and which culminated in the metamorphosis of eBay into a world class online auction site. Q3) The opportunities for eBay are many and some of them include newer forms of auction formats that allow innovative pricing models for its products and greater participation of the customers in the online auction site. The other opportunities arise from the expansion of eBay into Asia and other regions that are bound to get volumes of customers who would be a source of loyal customer base for the company. The most significant opportunity for eBay would arise from targeting the youth and the teenagers who form a

Price Elasticity Essay Example for Free

Price Elasticity Essay Using the calculation of: price elasticity of demand= (percentage change in quantity)/(percentage change in price) When the percentage change in the quantity that is demanded is greater than the percentage change in the price, the resulting absolute value of the calculation will be greater than 1. The first two products, Barnes and Noble books and Coca-Cola, will therefore have an elastic demand classification. When the percentage change in the quantity that is demanded is less than the percentage change in the price, the resulting absolute value of the calculation will be less than 1. The last three products of Cigarettes, Beer, and Gasoline; will therefore have an inelastic demand classification. (R. Glen Hubbard, 2012) Explain the implications of those classifications on tax revenue collections when the per-unit tax increases as opposed to decreases. When the products are inelastic, an increase in price from the higher duty will lead to a small decrease in demand which is not enough to offset the higher tax that is raised on each unit. Basically, tax revenue collections will therefore rise. The tax revenue collections will fall when that price decreases. They move in the same direction. When the products are elastic, an increase in price from the higher duty would lead to a fall in tax revenue collections. Alternately, when the price decreases, it would lead to a rise in the tax revenue collections. The relationship here is an inverse one. (R. Glen Hubbard, 2012) Using those classifications, make some assumptions regarding tax incidence. For instance, will buyers or sellers pay a larger portion of the tax per unit? Explain. If the product is price inelastic to the consumer (if price rose, a small demand loss would be accounted for by the extra revenue), the seller is able to pass the entire or most of the burden of the tax on to the buyer. The tax incidence here falls on the buyer. If the seller is unable to raise prices because the product is price elastic (if prices rose, more demand would be lost than extra revenue gained), the seller then has to bear the burden of the tax or face decreased revenues. The tax incidence here falls to the seller. In this scenario, the burden would likely continue to flow further back to the factors of production. (Wikipedia, 2013) Conclude, based on the elasticity classifications, their effect on tax revenue and tax incidence, and which goods the government would prefer to tax. The government would prefer to tax products that are usually inelastic. The reason for this is that the quantity demanded of inelastic goods is proportionally smaller than the increase or decrease in the change in price†¦they are less responsive. Therefore the government will place taxes on these goods and they will acquire higher tax revenues. The seller basically does not care that much as they simply place most of the burden of these taxes onto the buyer. Bibliography R. Glen Hubbard, A. P. (2012). Microeconomics, 3rd edition. Upper Saddle River: Prentice Hall. Wikipedia. (2013, April 6). Tax Incidence. Retrieved 9 21, 2013, from http://en.wikipedia.org/wiki/Tax_incidence

Jordans back :: essays research papers

College athletics have always been one of American's favorite pastimes. We as Americans love the thrill of hard competition. College athletics have always been at the heart of this competitive rush. They have always been something more pure than professional athletics, more than just the money. In recent years, college athletics have changed for the worse. Players have drifted away from what it used to mean to play college sports. They have fallen into illegal activities and have left fans disappointed. One of the reasons for this change is the lack of funds for the players. There are many benefits to paying college athletes. In many cases, athletes who go to school on scholarships are treated differently than academic scholarship recipients. The N.C.A.A. should not have jurisdiction over a player’s earnings outside his sports participation. The rules need to be looked at and changed. Even if each and every one of its ruler-to-the-wrist regulations was written for a sound reason, the collective impact is that the NCAA’s treatment of the student-athlete has become unnecessarily punitive and hopelessly out-of-date (McCallum, 1996). One of the biggest complaints lately from college basketball fans is that too many athletes are leaving college early to enter the draft. Some athletes are even going directly from high school to the NBA and skipping college altogether. A record number of athletes who were still eligible to play college ball entered the National Basketball Association draft. There are also plans for two new professional leagues for teen-agers, which threaten to diminish the talent pool for college teams (Blum, 1996). This upsets college fans because they don't get to see the best guys play for their school. The nation’s top high-school player, Kobe Bryant, was one of a few high school seniors who declared themselves eligible for the draft (Blum, 1996). Fans like to get to know a team and support it but at the same time, become frustrated because of players leaving. Officials of big-time basketball programs are taking a new look at their sport, arguably the NCAA, the most popular and lucrative, because of worries that it can no longer hang on to or even attract the game's biggest stars (Blum, 1996). The biggest and most obvious reason for basketball players to skip out on college and to enter into the draft is because of the big money. Many players come from poor families and run down neighborhoods.

Free College Essays - Hester as Role Model in Hawthornes The Scarlet Letter :: Scarlet Letter essays

The Scarlet Letter – Hester as Community Role Model â€Å"Woman, it is thy badge of shame!" (107). Governor Bellingham was describing the scarlet letter to Hester while they were discussing if the punishments that Hester had to go through were adequate enough for the crime. Hester was living in the outskirts of the city in a small abandoned cottage for several years with the only thing that had any monetary value in her life, her child and the product of committing adultery, Pearl. She and her little Pearl were shunned from the community for her acts. In the Scarlet Letter by Nathaniel Hawthorne, Hester is punished in more than one way, and she is able to deal with it openly so the community will, over time, forgive her. The most obvious subject of punishment that Hester had to cope with is wearing the scarlet letter. "By the point which drew all eyes and, as it were, transfigured the wearer. . . was the scarlet letter, so fantastically embroidered and illuminated upon her bosom" (51-52). Hester wrought the scarlet letter before she stood on the scaffold. When Pearl asks her why she wears the letter she replies that she wears it for its gold thread. Hester wears the letter for many years, even after the people in the community care anymore, so that she will be fully forgiven for her sin. In the beginning of the story, Hester is faced with serving the temporary part of her sentence, standing on the scaffold in front of the whole town. "It was a circumstance to be noted, on the summer morning when our story begins its course, that the women of whom there were several in the crowd, appeared to take a peculiar interest in whatever penal infliction might be expected to ensue" (48). The citizens of the town had gathered to criticize Hester as she stood on the scaffold, and many of the town’s women were discussing the simplicity of Hester’s sentence, since the usual punishment for committing adultery is the death penalty. Although she had to put up with the remarks about her for three hours while she was standing on the scaffold, the ridicule followed for many years to come. Hester and her daughter were thought upon as sinners long after Hester had served her sentence.

Work to Be Done.

Introduction: The poem ‘Dad’ explores the author, Elaine Feinstein’s life and the feelings surrounding the passing of her father. The poem was written a year and a half after her father’s death as she tried to come to terms with her feelings of grief and sadness towards losing a loved one. Elaine Feinstein reflects on the images she has of her father. The themes that evolve throughout the poem ‘Dad’ are those of grief for the father she has lost, love and great sorrow. â€Å"Every day I grieve†, demonstrates the degree of loss the author feels towards her father’s death.Fond memories of her father caring sacks of potatoes, fresh eggs and flowers show the great love she feels towards her father. She feels sorrow for all the childhood memories that she has lost. At the start of the poem the tone is one of fondness as the author describes the characteristics of her father such as his hat and his soft heavy hand. This gives the reader an idea that it was when she was a child and that her dad was that to protect and comfort her. In stanza two the tone and mood is one of great grief and sadness as the author remembers how her father became ill. you beached: cold, white-faced, shivering† Gives the impression that the man or her father was in hospital with some illness about to pass away. In stanza three the tone turns to one of disbelief as the author questions how her father became ill. Her loyal warrior became ill and attached to a hospital monitor. This enforce that the author never believed that becoming ill and end up in hospital was an option for him. In the last stanza the mood and tone becomes one of great sorrow and loss towards the childhood memories that she had of her father.Throughout this poem there are several different types of poetic devices used to enhance the images of this man’s past life. These include: personification, metaphors, similes and imagery. In the first stanza the only p oetic device was personification. This was evident in the very first sentence, â€Å"Your old hat hurts me†¦Ã¢â‚¬  For this sentence the hat is suggested to be hurting someone giving it a human characteristic meaning that the sentence contains personification. It portrays the image of a little child wearing a hat that falls over his eyes.The purpose of the imagery is to show where the poem starts off; when the author was a child describing what his earliest memories were like. In the second stanza the most significant poetic device was a metaphor. This could be found at the end of the stanza, â€Å"you beached: cold, white-faced, shivering. † This metaphor is comparing the man or dad to a beached whale suggesting he is sick or reached a difficult obstacle. The image put forward is of the father lying in a hospital bed with some illness.The author has gradually worked to this image, each sentence is about the author’s memories this is a recent memory, unlike the others which were from when the author was younger. In the third stanza an important sentence for imagery is, â€Å"What happened, old bull, my loyal hoarse-voiced warrior? † The image captured in this sentence is of someone questioning how this could have happened to such a determined and wilful man. This suggests that the now old man had such an effect on the narrator/author that they thought the old man could never be stopped but they were proved wrong.This adds to the mood of the poem as well. In the final stanza the most obvious poetic device was a simile. In the sentence, â€Å"the earth as chosen as a bed†¦Ã¢â‚¬  is where the simile is. It is comparing the earth of a grave-pit to a bed or final resting place suggesting that someone may have passed away. The image received is of a funeral where they are at the point of lowering the coffin into the grave where he shall rest for eternity. It means that the once strong and determined ‘dad’ has given in. Conclusion:

Themes in Night by Elie Wiesel Essays

Themes in Night by Elie Wiesel Essays Themes in Night by Elie Wiesel Paper Themes in Night by Elie Wiesel Paper The three main themes in the book Night, are inhumanity, faith, and the father/son bond. Inhumanity is a major part of what happened in the book Night. Everyone who was a victim was not treated fairly whatsoever. The book talks a lot about how the Nazis killed tons of people and were very cruel towards them all the time. The Nazis sent everyone to concentration camps, some were death camps and others were labor camps. In the camps if you were sick or ill the Nazis would most likely kill you. They had many ways of killing people such as gassing them, shooting them, working them to death, not giving them enough food or water, etc. â€Å"Babies were thrown into the air and the machine gunners used them as targets.† I find this quote from the book very disturbing. I don’t see how someone could kill innocent people. To get to the concentration camps they had to take a train. The conditions of the train were very bad it was really crowded, they had to stand in their own feces, some even died before they made it to the camps. The Nazis spilt up families. They separated the boys and the girls. You couldn’t see them anymore unless you were the same gender. A lot of people never got to see their family again. The Nazis were very inhumane towards the Jews and did not care or think about what they were doing. Elie and his father’s bond is another major part in the story. Since Elie was spilt up from his mother and sisters all he had was his dad. Also since he was a kid still and terrified of what was happening he wanted to always be with his father. Even from the beginning of the story before everything happened they were still very close. They were usually always by each others side during it all, they would make sure the other was okay. They would share food or water if the other needed it. They constantly were talking like everything was okay. â€Å"Please I would have liked to be by my father.†

Aristotle and Living a Virtuous Life

Aristotle and Living a Virtuous Life Free Online Research Papers Although he lived 2,392 years ago, Aristotle’s ideas and theories of how people think of themselves and their life are still discussed today. What is good? What are we trying to achieve? Why, how, what, and when are all questions we as people ask ourselves all the time. Aristotle tries to help us understand ourselves and the questions that consume the human mind. The core of his ideas comes down to what appears to be may or may not be the true reality; the difference of true good and what seems good. In order to find â€Å"the good†, one must understand the function of a human and find the virtuous way of everything; finding excellence in all they do. All of this leads up to the ultimate goal of happiness. True happiness is being all you can be. The appearance verses reality concept helps us define what ways we can understand to improve our lives and ultimately find happiness. Appearance is what we believe to be true even if it is false. It is what seems to be the good at the time, like a wolf in sheep’s skin. We might think it is a sheep and believe with our whole being that it is in fact a sheep, when in reality, it is a wolf. In the same way we may think we know something is truth and it is false, Aristotle argues we may believe we are happy, when indeed we are not. Happiness, or eudemonia, means to have a good life; to back on life without regret. This brings up the question: can one truly say they are happy when living? Someone would be able to say they believe they are happy or they are working on achieving that goal. To be clear, the good is the goal which leads to happiness. One must always strive to â€Å"the good† in every part of their life. In order to achieve the balance of the good, one must practice. An example is how long should someone study for a class. For every person, the time will be different. If someone does not study long enough, they could regret it because of a poor grade on a test. If someone studies too long and avoids a balance of studying and having fun with friends, they could regret missing out on the time they did not spend with their friends. So either way, there is regret. In order to achieve â€Å"the good† in this situation, the person must find a balance of studying and time spent with their peers. This balance can also be called arà ªte, or virtue and excellence. Performing the ergon, function, of yourself as best as you can is how you achieve virtue, which leads to goodness, which brings happiness. Aristotle believes the ergon of a human being is to train our desire to desire and love what is best. We must use our reason and our rationality and apply it to our lives. A good person will love what is best for them. Their desires will no longer be driven by pleasure, but by the idea of the higher goal. They will be able to not only have a strong will against pleasurable desires of things that seem good, but will not even desire those things. They will only desire the good. They will love what is best for them, and will ultimately lead them to happiness. In order to begin making rational choices by using self control, one must learn to recognize a moral fact as a fact. Knowing the difference between a fact, acting upon it towards the good is how to begin the way to happiness. Within the human soul, there are two parts; the irrational and the rational. The irrational is made up of vegetative and animal drives. Vegetative makes us grow and the animal can listen to reason but not rec ognize it by itself. The rational side of the soul is made of the practical and theoretical parts. The practical part uses reason to get what it wants. The theoretical part is relatively useless. It is the abstract part of thinking. The interaction of the animal and the practical is what we need to perfect. Making a habit of doing good things for the right reason and at the right time is how someone can start towards loving what is good. There are many metaphors that elaborate on the concept of appearance and reality. One is a child and an adult. A child is driven by pleasures alone whereas an adult has the ability to make decisions based on knowledge of what they perceive good to be. This can also be described as asleep verses awake or â€Å"enslavement verses freedom† and the practical sylloquism. Children do not make choices. They can act voluntarily and respond to a parent telling them no by not doing something, but cannot decipher what is best for them. There is a major premise, a universal moral fact (example: stealing is wrong). The minor premise is a particular part of the universal idea (example: stealing item X is wrong) and can be mistaken and deemed part of involuntary ignorance. A child can sometimes understand a universal fact once told, but cannot think of it themselves. They might also mix up a minor premise of a major premise and believe they are doing good, when in fact they are not. This is involuntary wickedness. Yet, when a person does not know the universal moral fact, they are deemed wicked. Children may not be able to put the two together, even if they understand both premises, to make a conclusion (â€Å"I should not steal this†). This is all related to Choice and deliberation. Most children do not have ends or a major premise. They cannot deliberate and come to a conclusion. This is why they are described as asleep, while an adult can be awake. Everything to Aristotle is desirable as a means to happiness. Another visual to apply to the idea of finding virtue is an archer aiming an arrow at a target; the bulls-eye is happiness. At first, it takes a lot of work trying to hit the bulls-eye, but eventually it becomes easier. This is just like happiness. At first, you may hit too high or too low on the spectrum around virtue, but eventually the archer will get closer to excellence and happiness. The danger of the archer is called hamartia, the fatal flaw. It means â€Å"missing the mark† because of a lack of practice. In order to get to â€Å"the good†, one must practice. If there is no practice, then the good is not even a thought let alone a desire of that person. Finding the good can also be called finding the â€Å"golden mean†. This is doing the right thing, at the right time, for the right reason. In order to find it, one must use self control. There is an insensitive and an indulgent part of self control. When there is not a balance of the two, there will be regret; either regretting not doing enough of something or doing too little. Every person’s mean is different, but everyone must practice and experiment in order to find what is right for them. This is hard to figure because in order to experiment, there will be regrets involved, so can someone ever be truly happy? I believe so. I think that there will be regrets for a short amount of t ime, but in the long run, at the point of old age, if those regrets have not stayed regrets, then happiness is still achievable. There are three pieces of advice for being able to hit the mean. 1. Generally avoid extremes. 2. Move away from â€Å"proclivity† (when you know you tend to be a certain way, force yourself to find the real mean- not natural inclinations). 3. Beware of pleasure. It is usually not the good, but an instant gratification that can have worse consequences than not meeting that desire. Yet, in order to find the mean, mistakes are inevitable. People fit into six levels of goodness. One can move up and down the levels throughout life and different experiences and reactions to those experiences. The megalopsyhchias are super virtuous and their mean is higher than everyone’s. The virtuous person knows a fact is a fact and lives a good and happy life. The strong willed person knows a fact is fact, but struggles desiring what is best, but makes the good decision in the end. The weak willed person is knows the right thing and tries to do the right thing, but frequently does the opposite. The bad person does not believe that anything is wrong with feeding the appetite of pleasure; maybe someday they will feel regret. Finally, the brutish person is extremely bad and does not regret it. When going through life trying to reach the goal of happiness and living a virtuous life, seeing what is truly good and what only seems good can be a very difficult thing to decipher. Acting upon the knowledge of the good is even more difficult. Sometimes it may seem like there is no hope for anyone in Aristotle’s way of seeing the world. So many obstacles come in the way of happiness, that even when you die, an heir can be bad and therefore make your life unhappy. Yet, other people may see Aristotle’s ideas as relieving because mistakes are ok and expected. A person is not stuck on one level of the hierarchy for their whole lives; it is moveable by means of knowledge and thinking. Overall, understanding the good and desiring what is best for you, not necessarily what is instantly pleasurable is the way to the good. Once this is found, what is desirable will become pleasurable to you, leading to a life of happiness. Research Papers on Aristotle and Living a Virtuous LifeComparison: Letter from Birmingham and CritoNever Been Kicked Out of a Place This NiceLifes What IfsEffects of Television Violence on ChildrenResearch Process Part OneStandardized TestingRelationship between Media Coverage and Social andIncorporating Risk and Uncertainty Factor in CapitalWhere Wild and West MeetHip-Hop is Art

15 Quotes for Christmas Decorations

15 Quotes for Christmas Decorations Decorating your home during Christmas can be a lot of fun, especially when done with your loved ones. It is a great way to bond with family and friends. Colorful festoons, fairy lights, snowflake cutouts, and ribbons can make the atmosphere festive. So work up your imagination, and create magic with Christmas decorations. Theme-based decorations are a big hit with kids, regardless of age. You can even bake a cake with the theme, to add a dash of excitement. Instead of posting  Christmas cards  with your family photographed hugging each other, you can do something better. If you are a whiz at art and craft, you can make your own Christmas decorations rather than using store-bought trinkets. Get your family and kids to participate in making Christmas decorations and make this a family project. Besides saving money, you will also enjoy doing the project together. Hang photographs of your family during childhood, adulthood, best days and worst days. Take your friends for a  walk down memory lane with old pictures. Nothing is more charming than reminiscing good old days with a bunch of friends. These quotes from the famous and not so famous can inspire you decorating ideas that can help make your home and Christmas tree stand out in the neighborhood. Eva K. Logue A Christmas candle is a lovely thing; it makes no noise at all, but softly gives itself away; while quite unselfish, it grows small. Burton Hillis The best of all gifts around any Christmas tree: The presence of a happy family all wrapped up in each other.Henry Wadsworth Longfellow I heard the bells on Christmas Day / Their old, familiar carols play, and wild and sweet / The word repeat of peace on earth, good-will to men! Charles N. Barnard The perfect Christmas tree? All Christmas trees are perfect! Larry Wilde Never worry about the size of your Christmas tree. In the eyes of children, they are all 30 feet tall. Roy L. Smith He who has not Christmas in his heart will never find it under a tree. Lenore Hershey Do give books- religious or otherwise- for Christmas. They’re never fattening, seldom sinful, and permanently personal. Ashley Tisdale Love Christmas, not just because of the presents but because of all the decorations and lights and the warmth of the season. Mary Ellen Chase Christmas, children, is not a date. It is a state of mind. Charles M. Schulz Christmas is doing a little something extra for someone. G. K. Chesterton When we were children we were grateful to those who filled our stockings at Christmas time. Why are we not grateful to God for filling our stockings with legs? Peg Bracken Gifts of time and love are surely the basic ingredients of a truly merry Christmas. Richard Paul Evans The smells of Christmas are the smells of childhood. Norman Vincent Peale Christmas waves a magic wand over this world, and behold, everything is softer and more beautiful. Kin Hubbard Nothing’s as mean as giving a little child something useful for Christmas.

Should Prisoners Be allowed To Vote Essay Example | Topics and Well Written Essays - 1000 words - 1

Should Prisoners Be allowed To Vote - Essay Example Mark Harper, the Minister for Constitutional and Political Reform in 2010 stated that offenders who are sentenced less than four years will possess right to vote in United Kingdom. These prisoners can take active participation in European Parliament Elections. However if the judge considers this kind of participation to be inappropriate then it can be eradicated while making the sentence. In overall context though there has been new laws implemented regarding voting rights of prisoners but it still needs to be incorporated throughout the system (Rozenberg, 2011). There are judicial officials who state that such form of rights initiate leniency in custodial sentence of a prisoner. On the contrary, the term democracy indicates that every individual shall be given their fundamental rights. Right to vote is one of the basic human rights which cannot be differentiated in context of an individual or a prisoner. From 1870, law was formed that restricted a prisoner from participating in Euro pean Parliament Elections. Successive governments in United Kingdom has sustained the particular position in relation to an individual breaking societal contract followed by imprisonment, will not be considered eligible for voting in any elections. This is a logical perspective as giving equal rights to prisoners will create more chaos in a region. However living in a democracy means every individual possess basic right, irrespective of their colour, creed, race, ethnicity, etc. The justifications given by politicians or judicial authority can be contradicted by stating that an individual involved in electoral fraud can be given a sentence by court (Easton, 2009). This sentence can indicate removal of voting rights for a fixed time period. Politicians being indulged in the procedure results into irrational moves. They are not focused on crime committed by prisoners while eradicating their right to vote but politicians are more inclined towards

Stokers company Essay Example | Topics and Well Written Essays - 3000 words

Stokers company - Essay Example The furniture brand is a trusted brand in UK. Stokers Fine Furniture is coming up with new strategies to capture the potential untapped market, especially the style conscious families. The brand falls in the category of expensive and traditional product brand. Situation analysis and clearly defined objectives The market for fine furniture in the United Kingdom is rising strongly due to the effect of the country recovering from property market affects. The housing market industry is in a buoyant mode with increased demand for home furniture and furnishing. The store sales as well as the online sales of this industry have accelerated. The market has been highly influenced by the advent of the internet. The customers are more oriented towards electronic commerce due to their preference of buying from the home without having to go to the stores. The future of the UK furniture industry is showing positive trends. Consumers are likely to renew their homes much more frequently than before, therefore surging up the demand for stylish furniture. Earlier home wares like furniture and carpets were kept for a long time, but now the trend shows that they are replaced within a few years (Forbes, 2012). A SWOT analysis is conducted for the company to assess the internal and the external factors affecting the business. Since the business can control the internal factors, it may gain competitive advantage by improving upon its strengths and weaknesses. By transforming the weaknesses into strength, the company can also take up opportunities and offset the threats. Strengths: Strong brand name, cost and competitive advantage over other players in the market are core strengths of the company. Sufficient resources are available within the business for creating and maintaining a dynamic website and an extensive database system. The company can provide strong customer service from their team dedicated towards the digital marketing strategies. Weaknesses: Implementation of technology in the corporate culture, the business runs in a seasonal pattern. Opportunities: Digital marketing is the keyword for ensuring more success. It is an inexpensive marketing model aimed to capture a potential untapped market. Use of innovative technologies is another opportunity for the business. Threats: Competitors are also implementing the digital marketing strategy, expensive software upgrades resulting from pending security laws. There is stiff competition for the SCF market. The main competitors of Stokers fine furnishing are Sofa.com, Sofa and Stuff, Next, John Lewis, Marks and Spencer. The macro environmental analysis for the business is done through the PESTEL Analysis. Political: The corporate and consumer taxes regulation by the authorities highly impact the company’s income after tax. In UK, taxation is done as 30% of the profits for the businesses operating there. Since the company is more dependent on local suppliers than imported goods, therefore the trade barri ers and tariffs have negligible impact on the business. Economic:

CRIMINAL AND CIVIL LAW IN HEALTH CARE Essay Example | Topics and Well Written Essays - 500 words - 8

CRIMINAL AND CIVIL LAW IN HEALTH CARE - Essay Example The stakeholders own the corporation. They do not participate in the daily company operations, although they influence corporate major decisions. They also vote for and remove the BOD members from office. Finally, the stakeholders also take part in constituting and amending company by laws, Articles of Incorporation. They also handle mergers and any sales and dissolutions. Corporate authority is categorized into express and implied. According to Pozgar, â€Å"Express corporate authority is the power specifically delegated by statute. A health care corporation derives authority to act with from the laws of the state in which it is incorporated. The articles of incorporation set forth the purpose(s) of the corporation’s existence and the powers the corporation is authorized to exercise in order to carry out its purposes. Implied corporate authority is the right to perform any and all acts necessary to exercise a corporation’s expressly conferred authority and to accomplish the purpose(s) for which it is created.† How do corporations come into play in the delivery of healthcare services? Health care organisations are incorporated as non profit corporations, thus they are exempted from the taxation bracket and are open to receive donor’s contributions. In the delivery of health care services, corporations ensure that they follow the stated mandate and incorporation by laws. Else, the governing body would be held accountable for not performing procedures in its written scope, which is an ultra vires act. An example of this would be employing someone who is not conversant with the health care practice. How do corporate ethics impact healthcare? They build and restore trust in the system. People are trusting health care facilities in how they operate, treat patients, how they inform their patients on their rights and responsibilities and the procedures to follow in the event of improper conduct. Corporate ethics has also

Predicting Individual and Group Behavior Essay Example | Topics and Well Written Essays - 500 words

Predicting Individual and Group Behavior - Essay Example ndividual and Group Behavior in Schools is vital, Principal Harris went the opposite direction, he should have established a prudent connection with Mrs. Harmon, the other faculty heads and staff in general immediately after noticing the negative vibe emanating from them and considered their alternative proposals closely. The last meeting would have given him an insight about Mrs. Harmon and the likes wants namely; additional pay for the extra task delegated to them and flexible time allocation that would facilitate the research hence improving the schools instructional platform (Senge, 2001). These were important connotations that Principal Harris would have taken care off at the first light to get a better result oriented scenario. Principal Harris lacked a proper time management platform in achieving instructional plan for the school amongst the available human resource at his disposal. He should have effectively delegated the tasks that involved the whole school fraternity; faculty, staff and community so as to be more thorough in obtaining the right information for best model formulation and in the process saving time, a very valuable tool in task execution in any organization. Instead he only gave the task to his immediate deputies Mr. Johnson and Mrs. Harmon leaving out the rest of the workforce and stakeholders. Task delegation scenario is put at risk here because of only entrusting a fraction of the entire workforce and interested parties like the parents and the community at large that supposedly the teachers were against. The internal environment of the school seemed to be discordant and not influential for best performance and productivity. A culture of uniformity in values and the school’s go als and objectives needs to be revisited and the faculty together with the staff trained either through workshops, seminars or webinars, the importance of uniformity in the school’s core value of always improving students’ performance in accordance with the

Is Talkback Radio Important for Democracy in Australia Essay

Is Talkback Radio Important for Democracy in Australia - Essay Example Talkback radio, in its present function is not working as it should be to facilitate democratic practice in Australia. Commonly known as talk radio, talkback radio is a type of radio format giving Australian listeners a venue to discuss political and other current issues (en.wikipedia.org). 1 Democracy is government of the people, for the people and by the people. Given the context of both, it is not unexpected to assume that the prior supports the latter. Talkback radio ideally is democracy in action.Talkback radio's history in Australia dates back to the mid 1920's but was not made legal until the late 1960's. It was not officially permitted as, in radio; there is a difficulty to screen libelous and offensive calls. Following the lifting of previously strict regulations and the development of a tape delay system, talkback radio started being visible once again in 1967. It, however, grew bigger in the 1992 when the Broadcasting Act brought commercial radio deregulation and instead o f its news and current affairs programs being hosted by "journalists", these were handled by "entertainers." 2Why these radio personalities who were considered stars in their own right were classified as entertainers is clearly explained in Adam's and Burton's TALKBACK: Emperor's of Air. Adam's and Burton explained that the infamous talkback radio hosts are, in fact, only presenters. By this, it means that "their involvement is [that] few moments of autocue reading (11)." In this type of arrangement, there are reporters and producers who gather, interpret and develop the data. The final product shall then be broadcasted by the talkback radio host, the figurehead of the show (Adams and Burton 11). The implication of this is that figureheads wield power. While it is plausible that some, although not all, radio show hosts have a limited knowledge of a topical issue, their stand and their opinions greatly influence that of the general public. Two of the most popular radio stations broadcasting talkback radio in Australia, credited mostly to its right-wing hosts, are 2UE and 2GB. The previous began its broadcasting stint 26 January 1925 and was originally called 2EU. The station offers current affairs program in the mornings with and in the afternoons and evenings a more relaxed programming. 2GB that started its operation in 1926 runs on a similar format as that of 2UE. While both are widely accepted, 2GB is considered the more influential of the two. 3 It will be incomplete to mention the two rival stations without considering the major role of their popular programs' figureheads in the growing popularity of both talkback radio stations - John Laws and Alan Jones. Radio Manager of 2UE even, confidently, stated that Laws and Jones "were the two most powerful men in the country, after the Prime Minister (qtd. fr TALKBACK: Emperors of the Air)." 3 For more information please refer to and . John Laws who has worked for various radio stations and even had a short stint at television before settling at 2UE. 4 Laws' return to 2UE propelled the station's rise to the number one spot. Laws' programs are syndicated in Australia and are very much popular in the rural areas. His programs tackle newsworthy issues; even then, he is not a journalist per se, merely a presenter. Notwithstanding Laws' seeming lack of in-depth knowledge of the issues he is tackling, given that he only echoed to the public what was gathered by station reporters, his appeal was nothing short of astounding. His authority influenced much of the listeners' opinions and actions. The same is true for Alan Jones' control over the affairs of the masses and even the political units. According to

Predicting Individual and Group Behavior Essay Example | Topics and Well Written Essays - 500 words

Predicting Individual and Group Behavior - Essay Example ndividual and Group Behavior in Schools is vital, Principal Harris went the opposite direction, he should have established a prudent connection with Mrs. Harmon, the other faculty heads and staff in general immediately after noticing the negative vibe emanating from them and considered their alternative proposals closely. The last meeting would have given him an insight about Mrs. Harmon and the likes wants namely; additional pay for the extra task delegated to them and flexible time allocation that would facilitate the research hence improving the schools instructional platform (Senge, 2001). These were important connotations that Principal Harris would have taken care off at the first light to get a better result oriented scenario. Principal Harris lacked a proper time management platform in achieving instructional plan for the school amongst the available human resource at his disposal. He should have effectively delegated the tasks that involved the whole school fraternity; faculty, staff and community so as to be more thorough in obtaining the right information for best model formulation and in the process saving time, a very valuable tool in task execution in any organization. Instead he only gave the task to his immediate deputies Mr. Johnson and Mrs. Harmon leaving out the rest of the workforce and stakeholders. Task delegation scenario is put at risk here because of only entrusting a fraction of the entire workforce and interested parties like the parents and the community at large that supposedly the teachers were against. The internal environment of the school seemed to be discordant and not influential for best performance and productivity. A culture of uniformity in values and the school’s go als and objectives needs to be revisited and the faculty together with the staff trained either through workshops, seminars or webinars, the importance of uniformity in the school’s core value of always improving students’ performance in accordance with the

Report on International Issues in ther Hospitality Industry Essay

Report on International Issues in ther Hospitality Industry - Essay Example The competition has been intense like never before and the flow of information is regarded as the key decision making factor. The hospitality industry has also not been as exception either. The overall industry of hospitality has experienced paradigm shifts. As it happens with the service industry, the physical environment and the people have been instrumental for the growth and development of the companies that are into the hospitality industry. The other crucial factor that has been immensely important for the success of the companies in this industry has been the continuous research and innovation. The report studies the essence of innovation in the hospitality industry. There is a long pending debate upon the need and the essence of innovation in the hospitality industry. Many of the experts in the domain of hospitality industry are of the view that the increased focus upon the innovation enhances the cost by huge extent. According to them, the increased cost is no match for the rise in expected revenue and therefore, there is no point in focusing on continuous innovation. But the present day industry thinks in a different way altogether. As the industry has become too dynamic, the market leaders believe that it is no longer possible to meet the changing needs of the customer through the age old traditional methods. The three major factors that shape the need of innovation are as follows: The hotel managers often struggle to differentiate their products or services from that of their competitors. This is so because all the competing hotels produce and cater identical products and the services like lodging and fooding. The onus lies upon the individual hotels to present them in a differentiated way in front of the target group of customers and innovation facilitates the process. There is almost no doubt about the fact that the needs of the customers are changing fast. The life has become

United States Military Recruiting Practices Essay Example for Free

United States Military Recruiting Practices Essay US military navy is the largest in the world with a tonne greater that the next 17 largest combined. US Navy is managed by Department of Navy administration which is a division of the Department of defense. The nine components to the operating forces of the US Navy include Atlantic Fleet, Pacific Fleet, Naval Forces, Central Command, Naval Forces Europe, Naval Network, Naval Special Warfare Command, Navy Reserve, Warfare Command, Operational Test and Evaluation Forces and Military Sealift Command. Fleets in U. S Navy, act as force provider by training and maintaining naval unity. This is subsequently provided to the naval forces component of each Unified Combatant Command (Caton, 1988). The Secretary of the Navy and Chief of Naval Operations are responsible for organizing, recruiting, training and equipping the Navy. Navy Operations are coordinated under the department of the Unified Combatant Commanders. In US military, the recruits are issued with recruiting Service Ribbon at the end of recruitment period. In US military Navy, all the navy Recruits who qualify receive recommendation letter from commanding officer before they are presented with the ribbon. The recruits to are presented with Recruiter badge which is a temporary decoration for Navy recruits and other star awards (Tanter, Selden and Shalom, 2000). The recruitment program in US is usually done annually. There have been cases of irregularities in the military recruitment and especially in the Navy. The US Navy has a record of recruiting thousands of US Navy personnel. The irregularities in US Navy recruitment have increased with 2004-2005 fiscal year recording the highest cases. Many recruiters became aggressive and threatened the D. O. D over the issue in 2005. This led to loss of trust of D. O. D to the public and recruiters. The cases were more than double the existing irregularity cases the time before. However, establishing the recruiters who contributed to the irregularities was hard and hence could not be proved. In the US Navy recruitment program, the recruit has to undergo medical tests which form as the first qualification before proceeding to any other stage. In this stage, the practice is carried out by an independent group, EMS, though the equipment is operated the military service since it’s the major recruiter in US. The results produced by the equipment are then analyzed by a medical doctor who can provide a waiver or suggest disqualification of the individuals based on the physical aspects. The same medical condition can receive different responses in relation to waiver and disqualification. This cannot be explained because it depends with the doctor and recruiter. There are usually permanent and temporary waivers and disqualifications. If one is disqualified permanently then that means that the individual is not medically fit for the recruitment process then or at any other time. This has raised a concern from individuals who receive permanent disqualification yet there is no appeal for that. The US navy recruiters are described as honest, committed and hardworking. However, within the circle there are some who twist the truth in order to sign up a recruit. The existence of recruiters who cheat in recruitment has been attributed greatly by the process by which a recruiter’s productivity is judged. The recruiters are judged by their seniors based on the number of recruits they sign up. Some recruiters who do not want to lose their job therefore are pressurized to adopt unethical practices t ‘make mission’. â€Å"Making mission† is signing up a minimum number of recruits as has been set by the policy. The signing up of unqualified military navy recruits has led to adverse effects in the military force. Violating the recruiting regulations attract heavy punishment if caught. The act of cheating by recruiters will hardly miss in any recruitment program unless the policy of productivity assessment is changed. It’s hard to curb the malpractice because there are usually no witnesses in the recruitment process supervising the individual recruiters hence it become â€Å"he said/I said† type of deal (Crompton, 1969). The issue of recruiters failing to tell the truth to their recruits has contributes to many downfalls evident in the recruitment program. The cost of recruiters failing to say the truth incurs a lot of cost on the government in the Department of Defense. Some of he wrong driving force mitigated by the recruiter. Some recruiters lie to the recruits of the terms and that they would be granted whatever position they apply for. This has led to disillusionment to those recruits who find the profession contrary to the expectation yet they have to serve for eight years. Most of those recruit lead miserable military years before the eight years end if they do not change their attitude (Crompton, 1969). Dishonesty form a main ethical challenge in US military recruiting practices especially the US Navy. The recruiters do not reveal about the risks involved in working as a military navy and the real opportunities available in the force. Hence some recruiters proceed with the process with the wrong expectations due to misrepresentation of some military navy recruiters. There are many cases which indicate the non-adherence to military ethics in the current US military Navy profession. One of those cases is evident in the Iraq war case that the American government had funded in fight against nuclear weapons in Iraq, the US nation despite the fact that the UN Agency had denied the move. According to the military ethics, the military personnel are supposed to adhere to integrity and transparency in their job mission. However, as its evident in the recruitment process carried out by US navy military recruits, its hard to measure integrity and to identify those recruiters who have not adhere to the ethics. The recruits who are taken up during annual recruitment process using the wrong criteria contribute greatly to the downfall of the military credibility and hence their long term goals. The long term goal of US military navy is to provide security to it citizens, to safeguard the borders including the resources. The US resources also include the water mammals and fish. The U. S navy are given training to become expert swimmers and peace restoring citizens are known worldwide of their expertise and their dedication to their state. Military navy officials are known to give up their priorities and pursue the country’s interest irrespective of their opinion about it. The U. S navy military personnel recruited during the recruitment period should become aware of their mission and objectives. The recruits are supposed to obey to whatever orders are given to them despite their opinion about the job to do.

Outline of Movements in Art

Outline of Movements in Art Introduction Art has given generations complex lessons in exquisiteness, horror, and respect. Art has inspired some to delve further into their minds than they ever have. Art evokes many emotions; it terrifies and pleasures, calms and arouses, and can serve to bring light on the inner mechanisms of politics and inspirations. Art is, was, and will always be an outlet that provides insight into the mind and soul. Renaissance (1300 1600 C.E.) The Renaissance period was considered a growing concern with the natural world, the individual, and humanitys worldly existence (Kleiner, 2014, p. 406). The translation of Renaissance means rebirth, so this era was described as a rebirth of the fascination in the classical periods of Greece and Rome, symbolized by medieval disquiet of the previous era. The Renaissance period encompassed the belief of humanism, or a code of civil conduct, a theory of education, and a scholarly discipline [rather] than a philosophical system (Kleiner, 2014, p. 407). Commercialization also began in the Renaissance, as feudalistic period ended and expansion started to begin. The importance of religion also began to decline due to the world changing views. The more people learned and endured, the less they relied on religion to comprehend their world. This era was characterized by a more true-to-life approach on the subject matter, techniques using perspective and foreshortening gave the illusion of being three dimensional. New oil paint blends were created, which let the artist use oil on canvas, which was considerably easier to work with than coloring on wet plaster. Individualism (showing singular people), secularism (less church-related), classicism (a revert back to the techniques of ancient Greece and Rome), nature (outdoor and rustic scenes), anatomy (defined and specific human forms), linear perspective (how things seemed to the onlooker with relation to the other), realism (visual precision of the piece), depth (light and shading used to give the illusion of three dimensional art), blue backgrounds (helped create depth), and symmetry (balancing proportions) were all obvious during the Renaissance period. Artwork iconic to the Renaissance Tiziano Vecellio (1488-1576). Boy with a Bird [Oil on Canvas; 34.9 cm x 48.9 cm]. Not on Display Raphael (Raffaello Santi) (1483-1520). An Allegory (Vision of a Knight) [oil on poplar; 17.1 cm x 17.3 cm]. The National Gallery Baroque (1600 1750 C.E) The Baroque era developed as a direct revolt against the rigidity of classicism. The Baroque era was emboldened by the Catholic Church in order to link themes to religious righteousness and to appeal to newly changing societies. This era gave the Church optimism it could stay immersed within its residents. The wealthy viewed the Baroque style as a means of amazing visitors, as well as a means to express their personal power, wealth and achievements. Baroque art is characterized by its richness, extravagant subjects and the attention to detail that showed emotionalism. Exuberance and opulence were commonly connected to the Baroque style, with a focused intention to appeal to all the senses. The chiaroscuro technique is also a significant style of the Baroque period, this method relates to the interaction between light and shadow to create very intense and differed atmospheres. In architecture, spiral columns, towering domes, and massiveness and monumentality were hallmarks of the Baroque period. Artwork iconic to the Baroque period Meindert Hobbema. (1662). The Watermill with the Great Red Roof [oil on canvas; 81.3 cm x 110 cm]. Art Institute Chicago. Adriaen van der Spelt (1658). Tromp-lOeil Still Life with a Flower Garland and a Curtain [oil on panel; 46.5 cm x 63.9 cm]. Art Institute Chicago Romanticism (1750 1870 C.E.) Like its name, the era of Romanticism leaned more toward the whimsical, the discovery of the emotional side of the human psyche, a direct revolt against the rigid nature of the Renaissance or the ostentatious Baroque periods. Romanticism also evolved as a reaction to the Industrial revolution and the Age of Enlightenment, in which science began to justify and classify nature. To be free of conventional life lead to more emphasis on the individual. The retreat from the here and now lead to a bigger interest in landscapes, the emotional expression and imagination, and the splendor that could be found in past. This period was the inlet for artwork that expressed human emotion; wonder, shock, and horror. According to Isaiah Berlin (1999), this era represented a new and restless spirit, seeking violently to burst through old and cramping forms, a nervous preoccupation with perpetually changing inner states of consciousness a search after means of expressing and unappeasable yearning for unattainable goals (p. 92). Usually characterized by bright and vibrant colors, or paler and darker colors that are that are blended to make the image softer to draw focus to nature, instead of man-made objects. Mistiness is also used, to give a more dream-like feel to the piece, through the use of more pensive brushstrokes. Moods, heroes, brilliance, obscurity, passion, the exotic, and even the satanic were all part of the Romantic era. Artwork iconic to the Romantic era Thà ©odore Gà ©ricault (1819). La Radeau de la Medusa [oil on canvas; 491.5 cm x 716.5 cm]. Musà ©e du Louvre, Paris. Thà ©odore Gericault (1818). Evening: Landscape with an Aqueduct [oil on canvas; 250.2 cm x 219.7 cm]. The Metropolitan Museum of Art Impressionism (1870 1900 C.E.) Impressionism can be considered the first distinctly modern movement in painting, and was often done outdoors. It was a movement about painting to capture the momentary, sensory effect of a scene, and often portrayed things in nature that could not have been painted in a traditional setting. The goal of Impressionism was to create original works of art that was based on the subject matter and the natural setting. Impressionism is characterized by loosened brushstrokes that use pure, intense color that gave the piece an unfinished appearance, which was seen as almost amateurish the prominence of changing light conditions, and basic subject matter. Rather than neutral white, grays, and blacks, Impressionists often rendered shadows and highlights in color. The artists loose brushwork gives an effect of spontaneity and effortlessness (Samu, 2004). Artwork iconic to Impressionism Claude Monet (1891) Haystacks (Effects if snow and sun) [Oil on canvas; 65.4 x 92.1 cm]. The Metropolitan Museum of Art Claude Monet. (1891). The Four Trees [oil on canvas; 91.9 cm x 81.6 cm]. The Metropolitan Museum of Art. Modernism (1900 1945 C.E.) Modernism was the complete rejection of the Victorian Era, giving in to a search for new ways to express oneself. Encouraged by the progressively realistic influence of industrialization and urbanization, including the influence of World War I and its results, Modernism strived to reach reclamation and renewal after the destruction that shattered lives and broke nations. Modernism is characterized by vivid colors and intangible concepts, repeatedly creating artwork with a broken or slanted appearance. Similar to Impressionism, Modernist artists used what they saw to paint the spirit of the subject, often with very loose foundation in reality. Sometimes the art consisted of color splashed onto a canvas. Artwork iconic to Modernism JoAnn Verburg (1991). Still Life with Serial Killers [Chromogenic color print; 49.7 cm x 70.4 cm]. Museum of Modern Art, New York. Richard Lindner (1966). Checkmate [Cut-and-pasted papers, watercolor, pencil, crayon, and ink on paper; 60.6 cm x 45. cm]. San Francisco Museum of Modern Art, San Francisco. Conclusion Art is life, the expression of the intimate, the soul given life. Art is a living, breathing, progressing work, frequently seeking new possibilities of being born. From the Renaissance to the current day, art has changed with times, given voice to the voiceless, and hope to those who lost hope. References Berlin, I. (1999). The roots of romanticism. London: Chatto and Windus. Kleiner, F. S. (2014). Gardners art through the ages: The western perspective (14th ed., Vol. II). Boston, MA: Wadsworth, Cengage Learning. Samu, M. (2004). Impressionism: Art and modernity. The Metropolitan Museum, New York. Retrieved July 3, 2016 from http://www.metmuseum.org/toah/hd/imml/hd_imml.htm.

The Paper Motif in Invisible Man :: Ralph Ellison, Invisible Man

Ralph Ellison’s Invisible Man depicts a realistic society where white people act as if black people are less than human. Ellison uses papers and letters to show the narrator’s poor position in this society. Many papers seem to show good fortune for the narrator, but only provide false dreams. The narrator’s prize of a brief case containing his scholarship first illustrates this falsehood: â€Å"take this prize and keep it well. Consider it a badge of office. Prize it. Keep developing as you are and some day it will be filled with important papers that will help shape the destiny of your people† (32). The narrator is filled with joy from receiving his scholarship and brief case but subconsciously knows of the shallowness of the superintendent’s heart felt speech. Ellison shows this subconscious knowledge through the narrator’s dream of receiving a letter of deep and truthful meaning: â€Å"And I did and in it I found an engraved document containing a short message in letters of gold†¦Ã¢â‚¬  â€Å"To Whom It May Concern,† I intoned. â€Å"Keep This Nigger-Boy Running† (33). Even though it is just a dream, the white people actually do want t o keep the narrator and his race running after false dreams.   Ã‚  Ã‚  Ã‚  Ã‚  Another example of the bad associated with papers is when the brotherhood gives the narrator an envelope containing a new name on a piece of paper, replacing his identity: This is your new identity, Brother Jack said. Open it. Inside I found a name written on a slip of paper.That is your new name, Brother Jack said. Start thinking of yourself by that name from this moment. Get it down so that if you are called in the middle of the night you will respond. Very soon you shall be known by it all over the country. You are to answer to no other, understand (302)? The fact that the narrator has been given a new identity and is not sure which one is himself means that the he has no identity at all: â€Å"I would do the work but I would be no one except myself--whoever I was† (303).   Ã‚  Ã‚  Ã‚  Ã‚  The hospital release forms illustrate the white man’s way of making the narrator less than human by depriving him of his work at the company; the doctor will not let him work: You aren’t ready for the rigors of industry. Now I want you to rest, undertake a period of convalescence.

The Characters of Maria and Oscie in Ann Rinaldis In My Fathers House :: Ann Rinaldi In My Fathers House

The Characters of Maria and Oscie in Ann Rinaldi's In My Fathers House   Ã‚  Ã‚  Ã‚  Ã‚  In the book In My Fathers House, written by Ann Rinaldi, there are two main characters whose names are Maria and Oscie. These two girls are sisters that live in a house that is being divided by the civil war. Their stepfather (Will McLean) is from the north and is known as a Yankee in the south. Most southerners disagree with his beliefs on slavery, but nevertheless, he is still a respected town leader on the school board and is head of the volunteer fire department. Maria, fifteen and more a southern belle, tries to get along with people and stays out of trouble with Will. Oscie, who is a year younger, often tries to get the better part of Will.   Ã‚  Ã‚  Ã‚  Ã‚  Oscie and Maria vary in many obvious ways. One of these ways is that Oscie is more independent and can be more self sustained. Maria on the other hand is a southern belle who is heavily dependent on her family for all sorts of different needs. Maria is able to accept reality more than Oscie, is more mature and can handle being beaten in an argument, but Oscie can not accept losing and is always trying to best people around her and herself. An example of this is how Oscie is always arguing with Will. She even asked her tutor, â€Å"will you teach me to best Will McLean?†   Ã‚  Ã‚  Ã‚  Ã‚  Although Maria and Oscie are very different they do have a few things in common. They both have an odd attraction to military men. This is shown in their choice of guys. They also both share the same parents. Sarah who is dead now, also has Dr. John and Mama as parents. Both Oscie and Maria are in love with the south and don’t want to part with most of its ways when they move.

Young Goodman Brown

Though each character was put into three completely different situations, each one had a very similar way of dealing with his own problem. They all stuck to their own opinions regardless of how it affected each of them as an individual. In â€Å"A & P,† Sammy did not let Lange talk him out of quitting his Job as cashier even though it cost him his employment (Uptake, par. 30). He clung to his beliefs and left Just as Young Goodman did when he found his fellow town's people assembled in the forest to worship Satan (Hawthorne, par. 6). He could have conformed to the group and joined the worship, but instead he did what he felt was right despite the fact that with leaving the forest he would lose everyone he cared for. Likewise, Old Man Warner could very well have adapted to the rest of the small towns and got rid of â€Å"the lottery,† but he believed that the lottery fulfilled a purpose and was insistent on having it though, he could quite possibly be the next villager t o lose his/her life (Jackson, par. 30).In contrast to the similar ways they handled their situations, each character has different purpose for the decision they settled upon. Sammy did not quit his Job because he felt like Lange was being unfair to the bikini girls, but he hoped that the arils would appreciate his valiant efforts and he would receive three lovely ladies as a reward for his deed (Uptake, par. 31). Goodman Brown made his decision because he felt betrayed by his friends and believed that they were In the wrong.He kept his faith and deserted what he was against (Hawthorne, par. 67). Lastly, Old Man Warner was against the getting rid of the lottery because the system worked for him. He was used to the tradition and It had never failed him so he saw no reason to annihilate this well-known ritual (Jackson, par. 40). The final contrast between the characters of these three stories Is how their decisions affected them In the end.Men of Principle; â€Å"A & P, †  "Young Goodman Brown, † and â€Å"The Lottery† By Qualification Lottery,† and mining Goodman Brown,† Sammy, Old Man Warner, and Goodman Jackson, par. 30). Felt betrayed by his friends and believed that they were in the wrong. He kept his used to the tradition and it had never failed him so he saw no reason to annihilate this well-known ritual Jackson, par. 40). The final contrast between the characters of these three stories is how their decisions affected them in the end. Young Goodman Brown Though each character was put into three completely different situations, each one had a very similar way of dealing with his own problem. They all stuck to their own opinions regardless of how it affected each of them as an individual. In â€Å"A & P,† Sammy did not let Lange talk him out of quitting his Job as cashier even though it cost him his employment (Uptake, par. 30). He clung to his beliefs and left Just as Young Goodman did when he found his fellow town's people assembled in the forest to worship Satan (Hawthorne, par. 6). He could have conformed to the group and joined the worship, but instead he did what he felt was right despite the fact that with leaving the forest he would lose everyone he cared for. Likewise, Old Man Warner could very well have adapted to the rest of the small towns and got rid of â€Å"the lottery,† but he believed that the lottery fulfilled a purpose and was insistent on having it though, he could quite possibly be the next villager t o lose his/her life (Jackson, par. 30).In contrast to the similar ways they handled their situations, each character has different purpose for the decision they settled upon. Sammy did not quit his Job because he felt like Lange was being unfair to the bikini girls, but he hoped that the arils would appreciate his valiant efforts and he would receive three lovely ladies as a reward for his deed (Uptake, par. 31). Goodman Brown made his decision because he felt betrayed by his friends and believed that they were In the wrong.He kept his faith and deserted what he was against (Hawthorne, par. 67). Lastly, Old Man Warner was against the getting rid of the lottery because the system worked for him. He was used to the tradition and It had never failed him so he saw no reason to annihilate this well-known ritual (Jackson, par. 40). The final contrast between the characters of these three stories Is how their decisions affected them In the end.Men of Principle; â€Å"A & P, †  "Young Goodman Brown, † and â€Å"The Lottery† By Qualification Lottery,† and mining Goodman Brown,† Sammy, Old Man Warner, and Goodman Jackson, par. 30). Felt betrayed by his friends and believed that they were in the wrong. He kept his used to the tradition and it had never failed him so he saw no reason to annihilate this well-known ritual Jackson, par. 40). The final contrast between the characters of these three stories is how their decisions affected them in the end. Young Goodman Brown Though each character was put into three completely different situations, each one had a very similar way of dealing with his own problem. They all stuck to their own opinions regardless of how it affected each of them as an individual. In â€Å"A & P,† Sammy did not let Lange talk him out of quitting his Job as cashier even though it cost him his employment (Uptake, par. 30). He clung to his beliefs and left Just as Young Goodman did when he found his fellow town's people assembled in the forest to worship Satan (Hawthorne, par. 6). He could have conformed to the group and joined the worship, but instead he did what he felt was right despite the fact that with leaving the forest he would lose everyone he cared for. Likewise, Old Man Warner could very well have adapted to the rest of the small towns and got rid of â€Å"the lottery,† but he believed that the lottery fulfilled a purpose and was insistent on having it though, he could quite possibly be the next villager t o lose his/her life (Jackson, par. 30).In contrast to the similar ways they handled their situations, each character has different purpose for the decision they settled upon. Sammy did not quit his Job because he felt like Lange was being unfair to the bikini girls, but he hoped that the arils would appreciate his valiant efforts and he would receive three lovely ladies as a reward for his deed (Uptake, par. 31). Goodman Brown made his decision because he felt betrayed by his friends and believed that they were In the wrong.He kept his faith and deserted what he was against (Hawthorne, par. 67). Lastly, Old Man Warner was against the getting rid of the lottery because the system worked for him. He was used to the tradition and It had never failed him so he saw no reason to annihilate this well-known ritual (Jackson, par. 40). The final contrast between the characters of these three stories Is how their decisions affected them In the end.Men of Principle; â€Å"A & P, †  "Young Goodman Brown, † and â€Å"The Lottery† By Qualification Lottery,† and mining Goodman Brown,† Sammy, Old Man Warner, and Goodman Jackson, par. 30). Felt betrayed by his friends and believed that they were in the wrong. He kept his used to the tradition and it had never failed him so he saw no reason to annihilate this well-known ritual Jackson, par. 40). The final contrast between the characters of these three stories is how their decisions affected them in the end.

Concept Paper on Medical Aid Schemes

MIDLANDS STATE UNIVERSITY Concept paper on the proposed State Universities Medical Fund Distribution List Mrs. V. Chirasha / Deputy Registrar (Human Resources) Author Mr. S. Masiyiwa / Lecturer, Department of Insurance & Risk Management 1. Introduction Healthcare finance and services providers in Zimbabwe were not spared by the economic downturn of the past decade. Most medical aid societies, practically collapsed when co-payments demanded by service providers exceeded their global limits on benefit payaments. For example, patients were being asked to pay Z$10 billion cash as o-payment and the medical aid society would only pay Z$1 million according to their tariffs. This mismatch, saw many clients, the state universities included, canceling their membership to such schemes and retaining the risk themselves, either funded or unfunded. The introduction of the multicurrency system in February 2009 brought the much needed stability to various sectors of the economy. However, the system was not backed by significant foreign currency inflows and as a result economic activity has remained subdued. Many organizations are currently operating below capacity and are downsizing to remain afloat. This development has significantly reduced inflow of contributions to medical aid societies, who although operating, are still to fully recover and offer full scale benefits. 2. Recent developments Contributions made to medical aid societies are made on the understanding that â€Å"if you do not use it you lose it†. This is understandable as medical aid schemes are basically risk pooling and sharing solutions and premised on the concept that the misfortunes of a few should be met by fortunes of many. However, the tight liquidity situation is forcing many entities to adopt innovative risk management strategies intended to retain as much cash as possible and only outsource those risks that exceed their risk appetite. The economic challenges of the past decade, we faced as a nation exposed the limitations of insurance as a risk financing mechanism. We have all learnt that insurance is not â€Å"THE† solution but part of the solution and that there are also equally good alternatives to insurance. Some medium to large scale organizations have since created self administered insurance schemes to cater for a variety of risks they face in their operations, e. g. material damage, health, funeral, superannuation, etc. Cell Insurance Company has spearheaded the adoption of the concept in Zimbabwe through its â€Å"rent-a-cell† captive arrangement and today it administers a lot of these schemes. However, a worrisome development in Zimbabwe is the transfer of the superannuation and morbidity risk to the employees by cash strapped or unscrupulous employers. Recently most if not all of the state university staff had no membership to any medical aid or health insurance scheme. They were paying for their health and related expenses from personal resources. The extent to which this approach could be used was obviously limited due to the low salaries and allowances staff is currently receiving. The state universities have started receiving funding from the fiscus and renewed their membership to medical aid societies. However, the concept is still the same: if you do not use it, you lose it! How many times have been to the doctor lately, once, twice or none? Literally, medical aid societies are getting richer at the expense of the members, university staff included. Retaining in-house the contributions state universities currently pay to various medical aid societies and health insurance schemes could make a difference to the underfunded institutions. 3. Suggestions for the state universities It is against the above background that I propose that the state universities should consider setting up a unified independent medical benefit fund to finance health and related risks the state university staff are exposed to on a daily basis. It is also proposed that both the employer (state universities) and the employees should make periodic contributions to the fund, the employer paying 80% and the employees meeting the balance of 20%. 4. Costing basis According to latest personnel records, the state universities employ about 3100 in total. Costing of commercial health and self insurance schemes is based on the â€Å"law of large numbers†. The larger the statistical base, the more accurate the loss ratio becomes. Many schemes operating in Zimbabwe today actually started as in-house schemes with even fewer numbers, e. g. FLIMAS and First Mutual. The 3100 university employees constitute a sizeable number, to allow for costing of the proposed medical benefit fund. In addition to the level of benefits required, existing university clinic utilization figures should be analysed and included in the costing model. 5. Advantages of the proposed scheme The proposed scheme has the following advantages: – Contributions to the fund should be lower as members will not pay for medical aid society or insurer’s administration and profit margins. – Interest from the investment of funds will accrue to the benefit fund – Any profits will accrue to the benefit fund Benefits can be tailor made, improved and enhanced with time as the fund grows – There will be no disputes with medical aid society or insurers over claims settlement – There would be a strong incentive by members to reduce claims and control losses – Global limits can be increased easily with minimum or no increase in contributions fr om the employer and employers – Improvement in staff morale can be achieved thereby increasing productivity and the restoration of financial independence and dignity. 6. Disadvantages of the proposed scheme The proposed scheme has the following disadvantages: – The claims statistics, which are used to decide on contributions will come from a narrow base – A catastrophic loss (although remote) could occur in the formative years and wipe out the fund. However, catastrophe cover can be separately arranged with leading reinsurers for a very low premium to cover the fund against an accumulation of claims above the expected budget in any given accounting period. – Individual small claims may not affect the fund too much but their aggregate effect may have catastrophic effects. Catastrophe cover, described above can also mitigate this risk – There will be need to employ additional staff to handle the fund’s administrative matters. True, but use of existing clinics and facilities at state universities should reduce the number of additional staff required. – There may be a temptation to dip into the fund and pay for unrelated activities. This must be resisted by the board of management/trustees. In any case the business of the fund should be separate from that of sponsoring universities. If the †dip† is to be allowed it should be a loan based on prevailing commercial bank loan terms and conditions. – Benefits from the basic insurance principle of spreading risk will be lost. From the foregoing, it can be concluded that the advantages far outweigh the disadvantages. The disadvantages, although real, are highly theoretical and remote. 7. Establishment of a technical working committee To expedite the process a technical committee consisting of representatives from the state universities should be set up. The committee should consist of both management representatives (50%) and employee representatives (50%). This intended to ensure buy in at the early stages and also incorporated the various stakeholders’ interests and ideas in the scheme. 8. The mandate The technical committee must be mandated to carry out the following tasks: 10. 1 Drafting of the constitution The proposed benefit fund will be run according to its Rules and Regulations as enshrined in its Constitution. The technical committee will be responsible for drafting the Rules and Regulations, which will include, inter alia: ) The name and objects of the proposed benefit fund b) Board of management/trustees, appointment and composition, meetings, its powers and functions c) Membership issues e. g. eligibility, application, termination, deprivation of membership, etc d) Subscriptions e. g. level, frequency and mode of payment of subscriptions. e) Beneficiaryship e. g. eligibility, application and termination of benefi ciaryship. f) Schedule of benefits e. g. nature and amounts of benefits, eligibility for benefits, waiting periods, claims for benefits, rejection of claims, ex-gratia payments. ) Assets, liabilities, rights and obligations of the medical fund h) Actuarial valuation i) Dissolution/wing-up of medical benefit fund j) Amendment of rules e. g. power, requirements for amending the rules k) General information for members e. g. benefit exclusions, lodging of members’ complaints and requests, payments of awards not supported by receipts, payment of service providers, list of approved providers, letters of guarantees for services provided outside Zimbabwe, shortfalls, travel cover on holiday, business or study. ) Promotion of the medical fund for acceptance by target service providers and establishing working relationships with them 2. Benefit design The technical committee must develop a number of benefit options which members can choose from. I propose the following plans, that I h ave christened, for want of better names, the university premier plan, university medium plan and the university standard plan. a) University Premier Plan This would be similar to the CIMAS Medexec Plan/PSMAS Pinnacle Plan and is meant to provide executive benefits for the principal officers and senior management. ) University Medium Plan This would be similar to the CIMAS Private Hospital Plan/ PSMAS Select Plan and is meant to provide members who want global limits higher than those provided under the University Standard Plan described below: c) University Standard Plan This should be the entry point and would be similar Excel Plan from PSMAS which currently covers most staff. The plan will pay for consultation and treatment received from Government, Mission, Municipal & Private Hospitals, general practitioners and specialists up to a limit, per person per annum 3. Registration of the fund with the authorities The technical committee should be mandated to register the proposed medical benefit fund in terms of the Medical Services Act, Chapter 15: 13 and any other applicable and relevant legislation. 9. Administration The technical committee should consider the following issues that affect the efficient running of the business of the proposed medical benefit fund. 9. 1. Location of registered office and other offices. This could be either in Harare or Bulawayo with satellite offices at all state universities. Any other center could be considered for the location of the head office. My suggestion is based on the density of service providers in Harare and Bulawayo. Most members would be referred to these big centers for specialist medical tests and treatment. Existing facilities could be used as satellite offices e. g. the existing clinics could be expanded and resourced to offer a variety of services normally available from general practitioners. This will save on costs. 2. Staffing issues Additional staff will be required especially for the head office. This will include the principal officer, finance manager, membership and claims administrators. However, they should be very few, because most of the work will be done from satellite offices. Initially there may be a lot of work when the office is set up but that should stabilize with the effluxion of time. 3. Finance and claims administration This could be centralized at head office and payments to service providers and refunds to members made once every fortnight i. e. only on two occasions per month. 4. Dispensary It is advisable to buy the essential drugs from source and keep them in stock for use by members. It will also save on costs. Railmed currently operates such a facility countrywide for the benefit of railway employees scattered across the country. The state universities should use the existing clinics for a similar purpose. Alternatively, mutually beneficial arrangements (drug schemes) can be made with leading private pharmacies to allow members’ access to drugs without paying for them upfront. 5. Approved provider network For the members to benefit, the scheme should be promoted for broader acceptance by as many service providers as possible so that members are not inconvenienced in the time of need. The management of the medical fund should promote the scheme and establish working relationships with all health service providers. This can also save on cost as it is possible to negotiate preferential rates. 6. Access to technical advice The state universities have a large pool of experts on their payroll. The technical committee should tap on that expertise. This will not only serve on cost but show the world that we can use knowledge to the benefit of mankind and practice what we preach! 10. Conclusion Emerging trends in risk management indicate that more and more organizations are electing funded risk retention strategies in an effort to contain cost and get more value for their money. State universities should embrace the philosophy and design and implement robust enterprise wide risk management strategies that mitigate the risks they are exposed to. For a start, establishing a unified independent medical benefit fund to finance the morbidity risk university staff are exposed to will be a good step in that direction. Proposed State Universities Medical Benefit Fund Benefit Limits Schedule General Practitioners, Specialists, Public & Private Hospitals) | |Services |Benefit Limits (US$) | | |General Practitioner |Paid in full | | |Physician specialist |Paid in full | | |Hospitalisation | | | |Prescription drugs | | | |Rehabilitative services | | | |Haemodialysis |Paid in full | | |Chemotherapy |Paid in full | | |Chronic disease drugs |Paid in full | | |Dental services | | | |R efraction |Paid in full | | |Optical |Paid in full | |Maternity |Paid in full | | |Family planning | | | |Hearing aids | | | |Pathology |Paid in full | | |Radiology |Paid in full | | |Blood transfusion |Paid in full | | |Psychiatric care |Paid in full | | |Prosthetic appliances | | | |Ambulance |Paid in full | | |Air Evacuation |Paid in full for life threatening situations| | | |only subject to prior authorization by board| | | |of management/trustees | | |Foreign treatment |Local benefit limit apply subject to prior | | | |authorization by board of | | | |management/trustees | ———————– [pic]

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